How Restaurant and Retail Financing Can Benefit Your Business


At French Broad Capital, we assist restaurant and retail business of all sizes with finance solutions. Take advantage of our programs and make your business thrive.

Line of Credit

Our most popular program for these two industries is a line of credit that transforms into a traditional loan after 6 months. The use of the cash is unrestricted and can be used for any business purpose:

  • Even out cash flow during seasonal periods
  • Buy equipment
  • Expand your business
  • Pay large tax bills

These loans are very flexible with credit and documentation. The minimum credit score is 551 and all we need up front are three months business bank statements, your most recent credit card merchant account statement, and a completed application. No tax returns for loans up to $400,000.

Allow 48-72 hours for underwriting and another 48-72 hours for funding. Fast!

Merchant Cash Advance

These loans are directly tied to the amount of credit card sales. The guidelines are extremely flexible with credit score minimums at 500. We can fund businesses that have been open for as little as 3 months. We would need 3 months business bank statements, a copy of your credit card merchant account statement, and a completed application. No tax returns.

  • Even out cash flows
  • Buy equipment
  • Expand your business
  • Pay large or past due tax bills

Other Funding Types

We have many programs that are specific to the retail and hospitality industries. Some of the use of funds can be for commercial real estate, lines of credit, equipment purchase, and business acquisitions.

  • SBA 504 & 7a
  • USDA
  • Equipment Lease or Purchase
  • Stated Income Commercial Mortgage
  • Bridge Loans
  • Business Line of Credit

Contact a French Broad Capital Representative Today

Let us help you bring your business to the next level with our restaurant and retail financing solutions. Our consultations are free and come with no obligations.